Blog | e-Barcs Microfinance Bank

In times of high inflation, preserving and growing your wealth becomes crucial. As prices rise, the value of money can erode quickly, making it essential to choose investments that not only keep pace with inflation but also generate real returns. Here are the top 5 ways to invest your money during periods of high inflation in Nigeria:

1. Real Estate Investments
Investing in real estate is one of the most effective ways to hedge against inflation. Property values tend to rise with inflation, providing both capital appreciation and rental income. Whether it’s purchasing land, residential, or commercial property, real estate offers long-term value protection.

2. Precious Metals (Gold and Silver)
Gold and silver have traditionally been safe havens during inflationary periods. These precious metals tend to retain their value when currencies lose purchasing power. Investing in physical gold, silver, or ETFs (Exchange Traded Funds) that track these metals can help diversify your investment portfolio and protect against inflation.

3. Stocks and Dividend-Paying Equities
Investing in stocks, particularly those of companies with strong fundamentals, can offer protection against inflation. Companies with pricing power can pass on higher costs to consumers, maintaining profitability. Additionally, dividend-paying stocks provide a steady income stream that can help offset inflation.

4. High-Yield Savings Accounts
During inflationary periods, it’s crucial to keep your savings in accounts that offer competitive interest rates. High-yield savings accounts, such as the e-Barcs Combo+, e-Barcs Combo, and e-Barcs Regular Savings, are designed to offer interest rates from 10% upwards. These accounts not only protect your savings from inflation but also help them grow over time.

5. Government Bonds and Treasury Bills
Government bonds and treasury bills are low-risk investments that can provide stability in your portfolio. While their returns may be lower than some other investments, they are relatively safe and often offer better yields during periods of high inflation. Investing in bonds with inflation-linked returns can help ensure that your investment keeps pace with rising prices.

Why Choose e-BarcsMFB for Your Savings?
At e-Barcs Microfinance Bank, we understand the importance of safeguarding your wealth in these challenging economic times. Our high-yield savings options, including e-Barcs Combo+, e-Barcs Combo, and e-Barcs Regular Savings, offer interest rates from 10% upwards, making them ideal for anyone looking to protect their savings from inflation while earning competitive returns.

Open an account today and start growing your savings with one of the top MFBs in Abuja. Download our e-BarcsMFB Mobile App on the Play Store or App Store, or visit www.e-barcsmfb.com to learn more.